Commercial Auto Insurance in Montgomery, AL
If you’re an Alabama business that uses vehicles for its operations, commercial auto insurance is a must. This critical policy can help cover your business’s liability for accidents and repair costs for your fleet.
What Does It Cover? 
Commercial auto policies are typically customizable depending on your operations. However, the most common coverage options include the following:
- Auto liability insurance can help pay for losses you cause to others with your vehicles, including third-party injuries and damages.
- Collision insurance can help cover your vehicles after an accident, regardless of fault.
- Comprehensive insurance can help pay for non-collision incidents, such as falling objects, theft or vandalism.
- Uninsured motorist insurance can help cover losses if an uninsured or unidentifiable party (e.g., hit-and-run driver) causes an accident.
- Cargo insurance can help cover the value of goods being transported.
For a full list of available coverage, contact Global Insurance and Services.
Does My Business Need It?
Does your business use vehicles? If yes, you’re required by Alabama law to have commercial auto liability insurance. This helps ensure you can pay for losses your business vehicles cause to others.
However, liability insurance only pays for third-party injuries or damages. Consider adding collision and comprehensive insurance to cover your vehicle’s repairs. You may also require additional coverage based on your unique operations.
Additionally, you may need specialized commercial auto insurance if you utilize large trucks or travel across state lines. Global Insurance and Services can assess your circumstances and recommend suitable coverage.
What Does It Cost?
Commercial auto insurance can vary in cost depending on numerous factors, including the following:
- Fleet size
- Driver records
- Vehicle type(s)
- Cargo and industry
- Chosen coverage
Contact Global Insurance and Services today to discuss the right auto insurance for your business.